Instant Loan App Get up to Rs. 20,000 in just 30 minutes!

Our eligibility criteria:

We believe that it should be easy to get an instant loan in India. That’s why we have laid down some very basic eligibility criteria for our users. To get an instant loan from RapidPaisa, all you need to do is fulfil these basic requirements:

When it comes to our eligibility criteria, you need to notice two important things. The first is that we do not require a credit score to provide you with an instant loan in India. The second is that we have mentioned monthly ‘income’, not salary. This is because both salaried & self-employed borrowers are welcome to use our instant loan app. The only criterion is that you have an authentic source of income with a monthly take-home of at least Rs. 10,000.

This unlike most other instant loan apps in India that usually only accept salaried borrowers with high credit scores & handsome monthly salaries. So basically, when it comes to the eligibility criteria of an instant loan in India, we are raising the bar by lowering it.

Cash crunches can arrive without any prior warning whatsoever! Just when you think you have all the monthly expenses covered, some sudden emergency will crop-up out of nowhere. This is where we come in. You can think of RapidPaisa as your friend in finance. No matter what your requirement is, we have got your back! With RapidPaisa on your phone, you can avail an instant loan and cover all of the following expenses with ease:

A. Bill payments: Phone bills, light bills, internet bills, credit card bills and the lot – they can really drive you crazy! But not if you have the RapidPaisa app. Just apply for an instant loan and cover all your outstanding bills with a snap!

B. Travel expenses: They say that impromptu plans are the best. However, you need cash to make these plans happen. That’s where our instant loan app can help! Get cash for your travel needs and quench that wanderlust spirit.

C. Medical expenses: The cost of healthcare is going through the roof. Medicines, tests, consultation charges, medical procedures – they are all getting more and more expensive. But worry not! You can always get an instant loan from RapidPaisa to cover your costs!

D. Purchase gifts: Let’s say your wedding anniversary is tomorrow and you do not have a gift yet. Well, you could be in big trouble if you show-up empty-handed. Luckily, you can get an instant loan from RapidPaisa & buy something special for your loved one.

E. Vehicle repairs: Vehicle repairs can be very expensive. Things are further compounded if you use the vehicle to commute to work every day. If you are low on cash, we provide instant loans in India to cover vehicle repairs as well. This ensures your vehicle is up and running again in no time!

Points to consider before applying for an instant loan in India:

Never used instant loan apps in India before? Worry not! The application process is quite easy and it is more or less the same across lenders. However, borrowing money is a serious matter and requires due diligence. So before you apply for an instant loan in India, just remember to keep these pointers in mind.

Tips to get instant loans in India:

1. Do you need money urgently? You’re in luck! Today, you have apps like RapidPaisa that provide ultra-fast cash loans to ensure that your pressing financial needs are met without any delay. However, there are simple tips you can use to get even snappier turnaround times. These include simple things like:

2. Keep an instant loan app on your phone: You can go ahead and download an instant loan app right now. You might not need to use it at the moment, but when you do, it will save you the time required to compare and download a good app for your needs.

3. Sending your application at the right time: Sure, our app allows you to apply at any time of the day or night, however, the request is only processed during office hours! Therefore, if you want quick sanctions, you need to apply during working hours. This is usually between 8AM and 5PM.

4. Keep your documents ready: Most instant loan apps in India will require you to scan and upload a few documents to complete the application process. Therefore, it makes sense to keep these documents ready for when you need them. With RapidPaisa, all you need is scanned copies of your Aadhaar & PAN card.